跳过导航,转到内容

安全,健康,环境和风险管理

风险管理和保险

风险管理和保险(RMI)计划确保存在系统以最大程度地减少人员和财产损失的频率和严重性。此外,RMI还保持了具有成本效益的风险融资机制,并保持机构领导能力,以了解保留风险水平和风险转移成本。RMI的三个产品线是工人的赔偿,财产保险(真实的商业财产和车队),以及Business Continuity Planning


Workers' Compensation Insurance and Injury Reporting

工人赔偿是一项计划,可为在就业范围和范围内受伤的员工提供医疗和收入福利。Uthealth代表所有员工提供这些好处,包括教职员工,员工和居民。如果您或员工监督,则除非紧急情况,否则应通过IMO网络找到在职医疗服务。当必要的医疗救助时,请完成主管的第一个报告包(PDF)。学生的个人保险涵盖,但是RMI希望任何受伤的学生都可以完成主管的第一个报告包(PDF)。报告工作相关的伤害和疾病可确保适当的事故调查以及可能制定减少事故累犯的缓解策略。

工人按分类赔偿

工人补偿IMO MED-SELECT医疗网络

Workers’ Compensation Forms

Workers' Compensation Links

工人对州外或国外员工的赔偿

Most UT Health Science Center at Houston employees receive Texas-specific Workers' Compensation insurance coverage through the UT System self-administered plan. Health science center faculty or staff stationed out of state or in another country may require coverage under a separate workers' compensation policy since some states or countries do not accept the self-administered plan.

例子:

州外员工
One whose permanent home and work address is located in another state or nation, whether the office is newly set-up or has been in existence for a long time.
An employee hired in Texas for a new office in Washington, D.C., for example, where that person will live.

In-State Employee — One who travels outside of Texas for a limited assignment, but keeps Texas as a home base and intends to return to Texas — even if an out-of-state residence is set up temporarily.

如果您的部门中的某人属于州外或国外类别,则必须警告风险管理和保险 - 如上所述,因此健康科学中心可以为我们的员工提供正确的保险。请联系Sondra Faul(713)500-8127,并提供有关任何可能属于州外或国外类别的员工的信息。


访客/客人事故调查表

所有需要报告在UT Health财产上发生的事件的访客/客人/患者均应使用此表格。所有员工/医疗居民/学生都应继续使用主管的第一份伤害报告。

访客/客人事故调查表(PDF)

International SOS for Travelers on University Business

国际SOS是一家全面的24小时医疗和应急组织,其服务在官方大学业务旅行时无需提供服务,或者以旅行伴侣或教职员工,员工或和出国出国旅行休闲的折扣率。

截至2010年4月10日,所有学生,教职员工和员工都在与大学相关的商业或赞助项目的国际旅行中requiredto register their trip details with International SOS prior to travel.

For more details, see网页由大学旅行维护。请参阅下面的链接,或致电713-500-8405/ronda Mullane,致电713-500-8400与Diane Cupples联系。

Special Events

有关特殊活动保险,请致电713-500-8133或713-500-8100与RMI联系。


医疗保健证书

All healthcare credentialing requests should be sent togadm.hcc@uth.tmc.edu。如有疑问,请致电(713)500-3281 [Direct]或(713)500-3268 [MAIN]致电(713)500-3281 [Direct]或(Main])致电(713)500-3281 [MAIN]。


财产保险

UTHealth’s property insurance program is administered by UT System and managed at UTHealth by Risk Management and Insurance. The Comprehensive Property Protection Program (CPPP) is constructed of two “towers”, Fire and All other Perils (AOP) and Wind and Flood (W&F). All UTHealth property is insured but under the CPPP it has an associated $250,000 per occurrence deductible. Most losses experienced at UTHealth are below the $250,000 per occurrence deductible. UTHealth offers additional property insurance, equipment floater, that effectively “buys down” the deductible.

The vast majority of UTHealth’s losses are “retained losses.” These are losses that are below the $250,000 deductible.三个最常见的保留损失危险是什么(Word文档)。

设备浮动政策
It is possible to “buy down” the UTHealth deductible of $250,000 per occurrence by purchasing additional insurance. This additional insurance can be purchase for $1.00 per $100 of insured value. For example if a laboratory purchased a microscope for $5,000 and insured the microscope under the equipment floater policy the premium would be $50 per year. Once the premium is paid and a covered loss occurs, depending on the equipment, the per occurrence deductible is between $1500 and $2500.

The financial decision to purchase additional insurance for certain types of equipment is based on a financial recovery formula, that suggests the purchase of additional insurance if the total value of the asset after purchasing five years’ worth of premium and the associated deductible is greater than 70% of the assets original value. Although depreciation, revenue created by the asset, loss frequency and severity, and inflation should also be considered when purchasing additional coverage, this formula provides a quick snapshot of asset valuation versus premium and deductible cost.

财务回收公式是:

formula> 70%

属性常见问题解答

  1. 我该报告谁损失?
    • 风险管理和保险将是报告任何损失的最佳场所。但是,根据频率和严重性,RMI只能由许多涉及损失的机构和部门中的一个。
  2. 什么是“危险”?
    • A peril is something that could cause a loss. Examples include fire, flood, and named windstorm.
  3. 什么是免赔额?
    • 免赔额是被保险人保留的损失的一部分。被保险人是Uthealth,财产的免赔额为$ 250,000。如果发生损失,可扣除额可能是受影响部门的责任。
  4. What is a retained loss?
    • A retained loss is a loss that is less than the UTHealth deductible $250,000.


Fleet and Miscellaneous Insurance

车队保险包括两种类型的覆盖范围综合和碰撞。Collision为Uthealth车辆提供了基本覆盖范围,并满足了德克萨斯州最低车辆保险要求。所有Uthealth车辆都需要碰撞。全面的覆盖范围是租赁车辆,新车辆所需的选修课,并为大多数损失提供了“全面覆盖”,这是Uthealth车辆可能会遭受的。RMI还管理其他保险计划,例如美术和捐赠。

车队管理
Uthealth的车队由Uthealth拥有的车辆组成,租赁,出租或由员工拥有并用于Uthealth Business。Uthealth的车队运营中的每种所有权都可能需要不同的风险融资计划,以减轻Uthealth车辆的所有操作员才能完成Vehicle Use Report Log(Excel电子表格)。每个操作员应将车辆使用报告日志归还为RMI月度。车辆使用报告日志报告是国家要求,并且由各个州机构进行审核。

车队管理Forms
汽车保险矩阵(PDF)
Vehicle Request Form(Excel文档)
保险范围
车祸的ESRP(Word文档)
Vehicle Use Report Log(Excel电子表格)

驾驶Uthealth车辆的指南(Word文档)

车队常见问题解答

  1. 我如何成为UT司机?
    • 传真RMI驾驶执照的副本为713-500-8111。Uthealth将执行驾驶员历史检查。支票大约需要48小时。驾驶员检查完成后驾驶员通过支票,将要求驾驶员参加在线驾驶员培训课程。
  2. 我如何购买车队保险?
    • 联系RMI购买保险。
  3. 我在哪里上交Vehicle Use Report Log(Excel电子表格)?
    • 将所有车辆使用报告日志发送到OCB 1.330。
  4. Where can I get new Vehicle Use Report Log?
    • 请致电713-500-8100与RMI联系,并将发送一本车辆报告日志。
  5. 如果我发生事故会怎样?

Business Continuity Planning

业务连续性计划(BCP)设计decrease the depth, cost, and the duration, time, of a business interruption event. RMI’s approach to BCP is to mitigate the frequency and severity business interruptions using lessons learned from past losses. Planning for and mitigating past retained losses greatly reduces the impact of larger business interruption events. UTHealth BCP is a combination of two elements Necessary Institutional Services and school level operation units. Necessary Institutional Services include UT Police, Facilities, Planning and Engineering, IT, Public Affairs, SHERM, Animal Care, Finance, Human Resources, The Registrar, Medical Billing, and Auxiliary Enterprises. The School Level Operating Units include Administrative/service units, Research Laboratories, Clinical Practice, and Academics.

Uthealth业务连续性计划概述(PowerPoint文档)

Necessary Institutional Services
必须进行必要的机构服务必须安装BCP。RMI在计划和实施方面提供了帮助,但是这些计划是特定于其运营部门的。请与每项必要的机构服务联系以获取有关其具体计划的帮助。

学校一级的运营单位
学校一级运营单位的计划由RMI制定。RMI在学校一级运营单位的协助下开发了BCP模板。这些模板是自愿的,但是它们为减轻业务中断事件提供了合理的业务实践。

学术BCP工作表(Word文档)
管理BCP工作表(Word文档)
Clinic BCP Worksheet(Word文档)
beplay苹果手机能用吗研究BCP工作表(Word文档)


RMI员工

布莱恩·埃文斯(Bryan Evans)

布莱恩·埃文斯(Bryan Evans),风险和应急准备经理
bryan.c.evans@uth.tmc.edu
(713)500-8133
OCB 1.305H

B.S.休斯顿大学酒店和餐厅管理
休斯顿大学工商管理硕士

Sondra Faul
Sondra Faul,NPC,CIC,ARM,索赔和保险分析师
许可的TX WC调节器

sondra.k.faul@uth.tmc.edu
(713)500-8127
OCB 1.305
CIC,认证保险顾问

BS,跨学科研究,休斯顿大学 - 唐敦大学


Baidu